Simple can’t come to the UK soon enough! It’s about time banking had some innovation.

Just look at the care and quality that has gone into their website, their app, even the package they send your card in.

Compared to this, using HSBC internet banking is a trial. They don’t even have an app for regular customers yet.

The other cool personal finance product I would like to see come over from the States soon is Square, an iPhone accessory that lets merchants swipe credit cards.

Here’s a video walkthrough of Simple from back when the service was still called BankSimple: