Welcome to Life: the singularity, ruined by lawyers by Tom Scott:

If you liked this, you may also enjoy two novels that provided inspiration for it: Jim Monroe’s Everyone in Silico, where I first found the idea of a corporate-sponsored afterlife; Rudy Rucker’s trippy Postsingular, which introduced me to the horrifying idea of consciousness slums.

Lawyers and marketers, I’d say. I can totally see this happening.